Option financing/Plus 3 financing

A flexible kind of financing, with fixed monthly installments without capital commitment and without the risk that the vehicle’s residual value and the balloon payment will differ from each other. At the end of the contract period you decide whether you want to return the vehicle at the agreed residual value, make the balloon payment or continue to finance the vehicle. This way you enjoy maximum flexibility in your decision.

At the end of the contract period: your options in detail

  • You keep your vehicle: you make the agreed final payment and the vehicle is automatically yours. Or if you wish we can arrange a financing solution, so that you can make the final payment in convenient monthly installments instead.
  • You sell your vehicle: you sell the vehicle yourself and with the proceeds, pay the agreed final installment.
  • You return your vehicle: you give your vehicle back to your dealership in contractual condition and at the guaranteed value. This value is that of your option financing installment/Plus3 final payment.

Your benefits

  • Maximum flexibility at the end of the contract period
  • Flexible down payment
  • Fixed monthly payments
  • Take-back guarantee at the end of the contract period
  • Guaranteed residual value

The advantages for business customers

  • The vehicle is a capital asset on the balance sheet
  • Amortisation of the vehicle can be claimed

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